Top 7 Personal Finance Apps

The student is a simple person. The available money is always in short supply, and the scholarship received is melting faster than ice cream on a summer day. But what if you start keeping track of expenses and income? As a result, it will become clear what the missing thousand rubles was spent on "without a trace" and where it is time to cut costs.By the beginning of the school year, we have prepared for you a selection of TOP-7 great applications for tracking personal expenses.

CoinKeeper - fast and beautiful

A convenient application with a modern design.Just drag the coin-shaped icon from your wallets to the expense category. Such a system allows you to very quickly record your expenses immediately after they have been committed. There is also an automatic budget function - when the program analyzes and displays the main categories of expenses for a period. If you have monthly payments (for example, for an educational loan), you can enable sending notifications with reminders. And the service is also considering the possibility of issuing its own plastic card together with one of the banks, and then all receipts and expenses on the card will be automatically entered into the program.

Spendee - simple and serious

This simple application will dothose who are going to consciously keep a personal budget. The service provides the ability to attach photos of receipts, as well as adding geolocation.In addition, you can mark expenses and incomes with hashtags. The downside is the paid ability to create multiple wallets.

Toshl Finance - positive and humorous

Little monsters popping up on the screen will keep you company as you record your spending for the day. In addition, when synchronizing with the server, these same monsters will give advice or just keep the conversation going. Something like “All nonsense, except bees? But I love bees... ”and further in the same spirit. Disadvantage of the free version - you can specifyonly one source of income, which is not always convenient.

MoneyWiz - functional and comfortable

The creators of thisapplications have established work with more than 2,000 banks around the world. This interaction allows users to set up online banking for a fee. At the moment, the company cooperates with 176 financial institutions in Russia. The service also offers to build a huge number of monthly reports according to various criteria.If you plan to use the app on your phone and tablet, the data will automatically sync.

Zen-money - convenient and with care

Giventhe application is interesting in that it recognizes SMS messages from the largest banks in Russia, Ukraine and Belarus and automatically enters operations into the program. The service also imports transactions from e-wallets.In the settings of each category, you can choose the color of the category icon and even a picture.In addition, the app has good and responsive tech support.

You need a budget - prudently and economically

Bythe assurances of the developers, with this service you will turn into a real financial superhero. Statistics show that in the first month a new user saves $ 200. This is the main task of the application - not so much to record expenses as to plan a budget. This application is suitable for those who are interested in increasing their own money in the future. You determine in advance what to spend your money on and then stick to your plans.

“My expenses” from “Alfa-Mobile” - accessible and understandable

Banks are also developing the direction of accounting for personal finances in their applications. For example, the My Expenses service in Alfa-Bank's mobile bank allows you to receive data on expenses incurred in a certain period and by category. In this case, operations on the card are entered automatically, but alsoyou can enter and spend in cash. The service has the ability to plan the amount of expenses for any of the categories. Of course, this is not a very functional way to manage personal finances. At the same time, it is suitable if you often use the card of one bank and want to try to start managing your finances.

Author: Julia Gimatova