Bachelor of Science in Insurance and Risk Management

The Bachelor of Science in Insurance and Risk Management at City University of Seattle provides students with a comprehensive education designed to prepare them for a successful career in the dynamic fields of insurance, risk assessment, and financial protection. This program combines core business principles with specialized knowledge in insurance practices, principles of risk management, and financial analysis, equipping graduates with the skills necessary to evaluate, manage, and transfer risks effectively across various industries. Students will explore topics such as property and liability insurance, life and health insurance, insurance law, underwriting, claims management, and insurance operations, gaining a well-rounded understanding of the insurance sector’s fundamental functions. The program emphasizes practical application through case studies, project-based learning, and industry internships, fostering critical thinking and decision-making capabilities essential for effective risk management. Additionally, students will develop strong communication and analytical skills, enabling them to advise clients, negotiate policies, and develop innovative risk solutions. The curriculum is designed to be flexible, accommodating working professionals through online coursework and part-time study options, while still maintaining rigorous academic standards. Graduates of this program are prepared for diverse roles such as insurance analyst, risk manager, underwriter, claims adjuster, and other related positions within insurance companies, brokerage firms, government agencies, or corporate risk management departments. Overall, the Bachelor of Science in Insurance and Risk Management at City University of Seattle offers a robust education grounded in real-world applications, aiming to foster industry-ready professionals capable of navigating and shaping the future of risk management and insurance services.

The Bachelor of Arts in Insurance and Risk Management at City University of Seattle is a comprehensive program designed to prepare students for a dynamic and critical sector of the global economy. This program offers in-depth knowledge of the principles and practices involved in assessing, managing, and transferring various types of risk within the insurance industry and beyond. Students will explore core topics such as insurance principles, risk assessment, underwriting, claims management, and property and liability insurance. The curriculum emphasizes practical applications, case studies, and real-world scenarios to ensure graduates are well-equipped for careers in insurance companies, risk management consulting firms, and corporate risk departments.

Throughout the program, students will develop analytical and decision-making skills necessary to evaluate potential risks and determine appropriate mitigation strategies. The coursework includes an examination of legal and ethical considerations related to insurance policies, regulatory environments, and emerging trends like cyber risk and climate change impacts. In addition, students will gain understanding of the actuarial principles underlying insurance pricing and reserving, alongside training in data analysis and quantitative methods to support effective decision-making.

The program is designed to be flexible, with options for full-time or part-time study, and includes opportunities for internships and practical experience within local insurance firms and risk management agencies. Students will also enhance their communication and leadership skills to effectively collaborate with clients, underwriters, and other stakeholders. The program aims to prepare graduates for entry-level positions in insurance agencies, risk analysis, claims management, or to pursue professional certifications such as the Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM).

Upon completion, students will be equipped with a solid foundation in risk management principles, an understanding of the insurance industry’s role in economic stability, and the skills necessary to adapt to an increasingly complex risk environment. The program also encourages continuous learning and professional development, fostering critical thinking and ethical decision-making vital to success in the insurance and risk management fields.

Program requirements for the Bachelor of Science in Insurance and Risk Management at City University of Seattle include the successful completion of 180 quarter credits, which encompasses general education courses, major coursework, and electives. Prospective students are required to have a high school diploma or equivalent, with a strong foundation in mathematics, economics, and business principles favored. The program emphasizes the development of skills in understanding insurance operations, risk evaluation, and management strategies, preparing students for careers in the insurance industry, risk analysis, and related fields. Students must complete core courses such as Principles of Insurance, Risk Management Fundamentals, Commercial Insurance, Personal Lines Insurance, and Insurance Law. Additionally, the curriculum includes courses in Business Communication, Critical Thinking, and Ethics to ensure a comprehensive educational experience. Internships or cooperative education placements are encouraged to provide practical industry exposure, although not mandatory. For admission, applicants must submit official transcripts, proof of English proficiency if applicable, and may need to participate in an interview process. The program also offers opportunities for specialization in areas like health insurance or property and casualty insurance, requiring additional coursework. Continuous advisement and assessment are part of the program structure to ensure academic progress and career readiness. Opportunities for professional development, certification, and participation in industry events are available upon completion. The program aims to produce graduates equipped with both technical knowledge and ethical understanding, ready to contribute effectively to the field of insurance and risk management.

The Bachelor of Arts in Insurance and Risk Management at City University of Seattle offers a variety of financing options to support students throughout their studies. Tuition fees for the program are competitively structured, with cost details available directly through the university’s admissions or financial aid offices. Students can explore several sources of funding, including federal financial aid programs such as Pell Grants and student loans, which are available to eligible domestic students. The university also participates in state aid programs for residents of Washington State.

In addition to government financial assistance, City University of Seattle provides institutional scholarships and merit-based awards to support high-achieving students. These scholarships may cover partial or full tuition, and eligibility criteria are based on academic performance, leadership qualities, and community involvement. Many students also arrange payment plans that allow tuition to be paid in installments over the duration of their studies, reducing financial burden and offering flexibility.

Work-study opportunities are another avenue for students to finance their education while gaining practical experience in the insurance and risk management field. The university partners with local businesses and organizations, enabling students to work part-time during their studies. Private loans and external scholarships are also available, and students are encouraged to consult with the university’s financial aid office to identify all possible funding sources.

Moreover, City University of Seattle provides resources and counseling to help students understand the financial landscape, apply for aid, and develop a feasible payment strategy. Some students may also consider employer sponsorships or tuition reimbursement programs if they are already working in related fields. Overall, the university aims to make pursuing a degree in Insurance and Risk Management accessible through diverse financing options, comprehensive support services, and guidance tailored to individual financial situations.

The Bachelor of Science in Insurance and Risk Management at City University of Seattle offers students a comprehensive education designed to prepare them for a successful career in the insurance industry and risk management field. The program emphasizes foundational concepts such as insurance principles, underwriting, claims management, and the legal and ethical considerations involved in risk assessment. Students will explore various insurance products, including life, health, property, and casualty insurance, gaining an understanding of how these products are developed, marketed, and managed.

The curriculum integrates coursework in finance, economics, and business law to provide a well-rounded understanding necessary to analyze and mitigate risks effectively. Students will also develop skills in data analysis, communication, and decision-making, which are critical in designing risk management strategies for individuals and organizations. The program may include practical components such as case studies, simulations, and projects to enhance real-world application of knowledge.

Graduates of this program are equipped to pursue careers in insurance underwriting, claims adjusting, risk analysis, brokerage, and consulting. They are prepared to navigate the complex regulatory environment and ethical standards governing the insurance industry. The program also aims to instill a strong professional ethic and a commitment to lifelong learning, essential qualities for adapting to changing market conditions and emerging risks.

The program at City University of Seattle is designed to be flexible, accommodating working professionals and those seeking to advance their careers. Courses are often offered in formats suitable for online delivery, allowing students to study at their own pace while balancing other commitments. The school's emphasis on practical experience, combined with academic rigor, ensures that graduates are ready to meet the challenges of the dynamic insurance sector.

Throughout the program, students benefit from faculty who have extensive industry experience and academic expertise. They also have access to networking opportunities, industry seminars, and career support services to help them establish professional connections and secure employment after graduation. The program aligns with industry standards and certifications, positioning graduates to pursue further professional development and advance within the field.

Overall, the Insurance and Risk Management program at City University of Seattle provides a solid foundation in the principles and practices of insurance, preparing students for meaningful careers in a vital and ever-evolving industry.